Call reports 2014
MCFARLAND STATE BANK — 2014
What MCFARLAND STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 412,550,000 | 432,260,000 | 426,409,000 | 427,049,000 |
| Total loans | 344,850,000 | 352,774,000 | 353,311,000 | 361,761,000 |
| Allowance for loan losses | 10,898,000 | 10,376,000 | 9,935,000 | 9,532,000 |
| Securities available for sale | 19,806,000 | 19,332,000 | 17,900,000 | 17,312,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,222,000 | 320,567,000 | 313,024,000 | 314,103,000 |
| Interest-bearing deposits | 225,572,000 | 231,341,000 | 231,267,000 | 231,318,000 |
| Noninterest-bearing deposits | 73,650,000 | 89,226,000 | 81,757,000 | 82,785,000 |
| Equity capital | 55,518,000 | 55,011,000 | 55,312,000 | 55,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 9,809,000 | 14,555,000 | 19,348,000 |
| Interest expense | 859,000 | 1,734,000 | 2,629,000 | 3,517,000 |
| Net interest income | 4,199,000 | 8,075,000 | 11,926,000 | 15,831,000 |
| Noninterest income | 645,000 | 1,093,000 | 1,439,000 | 2,005,000 |
| Noninterest expense | 2,899,000 | 5,538,000 | 8,157,000 | 10,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,945,000 | 3,630,000 | 5,208,000 | 7,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,945,000 | 3,630,000 | 5,208,000 | 7,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,337,000 | 54,654,000 | 55,057,000 | 55,486,000 |
| Total capital | 67,077,000 | 66,400,000 | 66,884,000 | 67,412,000 |
| Risk-weighted assets | 374,164,000 | 382,792,000 | 381,483,000 | 389,868,000 |