Call reports 2013
MCFARLAND STATE BANK — 2013
What MCFARLAND STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 426,363,000 | 433,081,000 | 408,456,000 | 414,512,000 |
| Total loans | 360,892,000 | 353,247,000 | 351,940,000 | 351,932,000 |
| Allowance for loan losses | 11,345,000 | 10,711,000 | 10,661,000 | 10,888,000 |
| Securities available for sale | 15,863,000 | 20,319,000 | 19,266,000 | 18,396,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,055,000 | 316,611,000 | 295,536,000 | 303,431,000 |
| Interest-bearing deposits | 238,695,000 | 231,902,000 | 213,656,000 | 221,821,000 |
| Noninterest-bearing deposits | 72,360,000 | 84,709,000 | 81,880,000 | 81,610,000 |
| Equity capital | 52,813,000 | 52,839,000 | 53,060,000 | 53,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,048,000 | 9,919,000 | 14,864,000 | 20,024,000 |
| Interest expense | 1,205,000 | 2,376,000 | 3,391,000 | 4,274,000 |
| Net interest income | 3,843,000 | 7,543,000 | 11,473,000 | 15,750,000 |
| Noninterest income | 860,000 | 2,208,000 | 2,577,000 | 1,807,000 |
| Noninterest expense | 3,048,000 | 5,929,000 | 8,718,000 | 10,926,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 500,000 |
| Pretax income | 1,655,000 | 3,622,000 | 5,032,000 | 6,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,655,000 | 3,622,000 | 5,032,000 | 6,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,956,000 | 52,503,000 | 52,786,000 | 53,368,000 |
| Total capital | 63,939,000 | 64,342,000 | 64,628,000 | 65,185,000 |
| Risk-weighted assets | 392,845,000 | 388,508,000 | 382,826,000 | 380,865,000 |