Call reports 2012
MCFARLAND STATE BANK — 2012
What MCFARLAND STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 452,596,000 | 447,099,000 | 436,742,000 | 437,298,000 |
| Total loans | 376,650,000 | 372,293,000 | 364,576,000 | 368,120,000 |
| Allowance for loan losses | 8,946,000 | 9,941,000 | 10,357,000 | 11,477,000 |
| Securities available for sale | 19,095,000 | 13,382,000 | 19,977,000 | 17,093,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,013,000 | 326,184,000 | 315,910,000 | 321,913,000 |
| Interest-bearing deposits | 278,058,000 | 262,452,000 | 249,532,000 | 245,264,000 |
| Noninterest-bearing deposits | 53,955,000 | 63,732,000 | 66,378,000 | 76,649,000 |
| Equity capital | 58,712,000 | 57,275,000 | 57,959,000 | 51,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,916,000 | 11,008,000 | 16,352,000 | 21,565,000 |
| Interest expense | 1,737,000 | 3,169,000 | 4,494,000 | 5,778,000 |
| Net interest income | 4,179,000 | 7,839,000 | 11,858,000 | 15,787,000 |
| Noninterest income | 1,042,000 | 2,259,000 | 3,615,000 | 3,949,000 |
| Noninterest expense | 3,232,000 | 6,042,000 | 8,978,000 | 11,638,000 |
| Provision for loan losses | 388,000 | 2,199,000 | 2,810,000 | 8,075,000 |
| Pretax income | 1,601,000 | 2,891,000 | 4,719,000 | 1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,601,000 | 2,891,000 | 4,719,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,860,000 | 56,336,000 | 56,955,000 | 50,974,000 |
| Total capital | 68,648,000 | 68,182,000 | 68,785,000 | 62,903,000 |
| Risk-weighted assets | 379,073,000 | 382,744,000 | 381,004,000 | 405,618,000 |