Call reports 2011
MCFARLAND STATE BANK — 2011
What MCFARLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 501,209,000 | 498,002,000 | 497,762,000 | 484,118,000 |
| Total loans | 439,729,000 | 425,254,000 | 407,629,000 | 386,261,000 |
| Allowance for loan losses | 12,710,000 | 10,838,000 | 11,583,000 | 8,608,000 |
| Securities available for sale | 31,368,000 | 30,162,000 | 29,010,000 | 26,479,000 |
| Securities held to maturity | 2,250,000 | 1,900,000 | 1,900,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,372,000 | 377,145,000 | 361,951,000 | 353,418,000 |
| Interest-bearing deposits | 336,179,000 | 314,058,000 | 296,291,000 | 297,899,000 |
| Noninterest-bearing deposits | 42,193,000 | 63,087,000 | 65,660,000 | 55,519,000 |
| Equity capital | 49,958,000 | 48,664,000 | 68,711,000 | 59,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,178,000 | 12,176,000 | 19,026,000 | 24,923,000 |
| Interest expense | 2,206,000 | 4,493,000 | 6,716,000 | 8,393,000 |
| Net interest income | 3,972,000 | 7,683,000 | 12,310,000 | 16,530,000 |
| Noninterest income | 13,591,000 | 13,716,000 | 14,282,000 | 9,844,000 |
| Noninterest expense | 3,060,000 | 6,736,000 | 9,240,000 | 13,471,000 |
| Provision for loan losses | 4,623,000 | 4,623,000 | 6,473,000 | 10,941,000 |
| Pretax income | 9,880,000 | 10,068,000 | 10,907,000 | 1,990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,880,000 | 10,068,000 | 10,907,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,160,000 | 48,348,000 | 66,627,000 | 57,074,000 |
| Total capital | 62,802,000 | 60,596,000 | 78,790,000 | 68,978,000 |
| Risk-weighted assets | 448,140,000 | 424,213,000 | 411,690,000 | 388,727,000 |