Call reports 2010
MCFARLAND STATE BANK — 2010
What MCFARLAND STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 377,593,000 | 366,615,000 | 360,571,000 | 351,840,000 |
| Total loans | 325,163,000 | 323,645,000 | 323,470,000 | 318,226,000 |
| Allowance for loan losses | 4,374,000 | 4,422,000 | 4,926,000 | 8,208,000 |
| Securities available for sale | 2,093,000 | 2,075,000 | 1,715,000 | 1,500,000 |
| Securities held to maturity | 4,249,000 | 4,247,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,841,000 | 306,854,000 | 299,017,000 | 295,724,000 |
| Interest-bearing deposits | 295,248,000 | 285,173,000 | 278,479,000 | 266,388,000 |
| Noninterest-bearing deposits | 18,593,000 | 21,681,000 | 20,538,000 | 29,336,000 |
| Equity capital | 35,868,000 | 36,239,000 | 36,909,000 | 34,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 10,194,000 | 15,421,000 | 20,609,000 |
| Interest expense | 2,126,000 | 4,276,000 | 6,292,000 | 8,174,000 |
| Net interest income | 3,014,000 | 5,918,000 | 9,129,000 | 12,435,000 |
| Noninterest income | 383,000 | 858,000 | 1,569,000 | 2,577,000 |
| Noninterest expense | 1,743,000 | 3,301,000 | 4,865,000 | 6,942,000 |
| Provision for loan losses | 50,000 | 125,000 | 649,000 | 3,967,000 |
| Pretax income | 1,604,000 | 3,350,000 | 5,276,000 | 4,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,604,000 | 3,350,000 | 5,276,000 | 4,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,794,000 | 36,183,000 | 36,909,000 | 34,552,000 |
| Total capital | 47,017,000 | 47,318,000 | 48,015,000 | 45,521,000 |
| Risk-weighted assets | 337,745,000 | 330,526,000 | 332,310,000 | 313,316,000 |