Call reports 2009
MCFARLAND STATE BANK — 2009
What MCFARLAND STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 353,419,000 | 346,807,000 | 348,768,000 | 363,166,000 |
| Total loans | 334,712,000 | 326,011,000 | 325,301,000 | 328,818,000 |
| Allowance for loan losses | 3,519,000 | 3,932,000 | 4,262,000 | 4,369,000 |
| Securities available for sale | 2,041,000 | 2,034,000 | 2,123,000 | 2,080,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,976,000 | 283,366,000 | 287,659,000 | 306,534,000 |
| Interest-bearing deposits | 268,994,000 | 263,971,000 | 268,307,000 | 284,671,000 |
| Noninterest-bearing deposits | 17,982,000 | 19,395,000 | 19,352,000 | 21,863,000 |
| Equity capital | 32,978,000 | 33,528,000 | 34,070,000 | 35,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,310,000 | 10,488,000 | 15,626,000 | 20,725,000 |
| Interest expense | 2,352,000 | 4,549,000 | 6,722,000 | 8,914,000 |
| Net interest income | 2,958,000 | 5,939,000 | 8,904,000 | 11,811,000 |
| Noninterest income | 596,000 | 1,165,000 | 1,539,000 | 1,943,000 |
| Noninterest expense | 1,650,000 | 3,223,000 | 4,900,000 | 6,796,000 |
| Provision for loan losses | 390,000 | 840,000 | 1,170,000 | 1,280,000 |
| Pretax income | 1,514,000 | 3,041,000 | 4,373,000 | 5,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,514,000 | 3,041,000 | 4,373,000 | 5,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,958,000 | 33,514,000 | 33,967,000 | 35,326,000 |
| Total capital | 36,477,000 | 37,396,000 | 38,061,000 | 39,510,000 |
| Risk-weighted assets | 318,344,000 | 310,476,000 | 327,379,000 | 334,569,000 |