Call reports 2001
MCFARLAND STATE BANK — 2001
What MCFARLAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,676,000 | 97,463,000 | 99,730,000 | 104,910,000 |
| Total loans | 87,057,000 | 89,051,000 | 89,874,000 | 91,231,000 |
| Allowance for loan losses | 969,000 | 992,000 | 1,013,000 | 1,115,000 |
| Securities available for sale | 3,553,000 | 2,234,000 | 2,238,000 | 2,157,000 |
| Securities held to maturity | 0 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,403,000 | 78,912,000 | 81,304,000 | 81,847,000 |
| Interest-bearing deposits | 75,641,000 | 70,842,000 | 71,693,000 | 72,220,000 |
| Noninterest-bearing deposits | 9,762,000 | 8,070,000 | 9,611,000 | 9,627,000 |
| Equity capital | 8,014,000 | 8,399,000 | 8,568,000 | 8,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 3,961,000 | 5,847,000 | 7,673,000 |
| Interest expense | 977,000 | 1,968,000 | 2,896,000 | 3,743,000 |
| Net interest income | 1,003,000 | 1,993,000 | 2,951,000 | 3,930,000 |
| Noninterest income | 212,000 | 465,000 | 722,000 | 1,140,000 |
| Noninterest expense | 658,000 | 1,283,000 | 1,923,000 | 2,943,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 204,000 |
| Pretax income | 536,000 | 1,133,000 | 1,687,000 | 1,923,000 |
| Income tax | 189,000 | 398,000 | 586,000 | 649,000 |
| Net income | 347,000 | 735,000 | 1,101,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,996,000 | 8,384,000 | 8,550,000 | 8,484,000 |
| Total capital | 8,965,000 | 9,376,000 | 9,563,000 | 9,599,000 |
| Risk-weighted assets | 88,077,000 | 89,430,000 | 91,765,000 | 94,614,000 |