Call report 2004Q4
HEIGHTS BANK, THE — 2004Q4
The 22 measures HEIGHTS BANK, THE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,184,000 | USD | evidence → |
| Total loans | 31,716,000 | USD | evidence → |
| Allowance for loan losses | 658,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,052,000 | USD | evidence → |
| Interest-bearing deposits | 27,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,522,000 | USD | evidence → |
| Equity capital | 4,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,251,000 | USD | evidence → |
| Interest expense | 524,000 | USD | evidence → |
| Net interest income | 1,727,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 931,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 829,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,041,000 | USD | evidence → |
| Total capital | 4,322,000 | USD | evidence → |
| Risk-weighted assets | 22,065,000 | USD | evidence → |