Call report 2008Q1
CITIZENS' BANK — 2008Q1
The 22 measures CITIZENS' BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,157,000 | USD | evidence → |
| Total loans | 14,718,000 | USD | evidence → |
| Allowance for loan losses | 156,000 | USD | evidence → |
| Securities available for sale | 2,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,090,000 | USD | evidence → |
| Interest-bearing deposits | 12,254,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,835,000 | USD | evidence → |
| Equity capital | 2,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 342,000 | USD | evidence → |
| Interest expense | 79,000 | USD | evidence → |
| Net interest income | 263,000 | USD | evidence → |
| Noninterest income | 36,000 | USD | evidence → |
| Noninterest expense | 226,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 68,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,954,000 | USD | evidence → |
| Total capital | 3,110,000 | USD | evidence → |
| Risk-weighted assets | 15,209,000 | USD | evidence → |