Call reports 2009
FELTON BANK, THE — 2009
What FELTON BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,926,000 | 94,175,000 | 92,554,000 | 94,373,000 |
| Total loans | 83,583,000 | 82,332,000 | 80,340,000 | 76,750,000 |
| Allowance for loan losses | 2,598,000 | 2,136,000 | 2,101,000 | 1,475,000 |
| Securities available for sale | 3,301,000 | 3,189,000 | 3,080,000 | 2,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,093,000 | 73,497,000 | 78,640,000 | 81,615,000 |
| Interest-bearing deposits | 61,707,000 | 61,983,000 | 67,323,000 | 69,346,000 |
| Noninterest-bearing deposits | 11,387,000 | 11,514,000 | 11,317,000 | 12,269,000 |
| Equity capital | 9,366,000 | 9,916,000 | 9,811,000 | 11,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,680,000 | 3,994,000 | 5,163,000 |
| Interest expense | 531,000 | 1,041,000 | 1,573,000 | 1,998,000 |
| Net interest income | 818,000 | 1,639,000 | 2,421,000 | 3,165,000 |
| Noninterest income | 139,000 | 262,000 | 380,000 | 497,000 |
| Noninterest expense | 809,000 | 1,717,000 | 2,783,000 | 3,689,000 |
| Provision for loan losses | 1,323,000 | 1,483,000 | 1,893,000 | 2,983,000 |
| Pretax income | -1,175,000 | -1,299,000 | -1,875,000 | -3,010,000 |
| Income tax | -411,000 | -455,000 | -657,000 | -1,034,000 |
| Net income | -764,000 | -844,000 | -1,218,000 | -1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,437,000 | 7,026,000 | 6,922,000 | 8,684,000 |
| Total capital | 7,449,000 | 8,041,000 | 7,902,000 | 9,642,000 |
| Risk-weighted assets | 79,273,000 | 79,976,000 | 77,218,000 | 76,060,000 |