Call reports 2008
FELTON BANK, THE — 2008
What FELTON BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,395,000 | 89,209,000 | 91,494,000 | 93,529,000 |
| Total loans | 80,964,000 | 78,825,000 | 81,693,000 | 83,729,000 |
| Allowance for loan losses | 1,003,000 | 1,076,000 | 1,160,000 | 1,379,000 |
| Securities available for sale | 3,388,000 | 3,208,000 | 3,244,000 | 3,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,311,000 | 69,307,000 | 71,347,000 | 71,021,000 |
| Interest-bearing deposits | 58,590,000 | 57,514,000 | 59,912,000 | 59,064,000 |
| Noninterest-bearing deposits | 11,722,000 | 11,793,000 | 11,435,000 | 11,958,000 |
| Equity capital | 10,109,000 | 10,057,000 | 10,244,000 | 10,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 2,929,000 | 4,329,000 | 5,728,000 |
| Interest expense | 708,000 | 1,306,000 | 1,885,000 | 2,432,000 |
| Net interest income | 833,000 | 1,623,000 | 2,444,000 | 3,296,000 |
| Noninterest income | 125,000 | 238,000 | 374,000 | 498,000 |
| Noninterest expense | 739,000 | 1,510,000 | 2,290,000 | 3,172,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 625,000 |
| Pretax income | 144,000 | 201,000 | 303,000 | -3,000 |
| Income tax | 55,000 | 77,000 | 34,000 | -82,000 |
| Net income | 89,000 | 124,000 | 269,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,132,000 | 7,186,000 | 7,350,000 | 7,182,000 |
| Total capital | 8,104,000 | 8,111,000 | 8,302,000 | 8,161,000 |
| Risk-weighted assets | 78,701,000 | 75,520,000 | 77,013,000 | 79,085,000 |