Call reports 2007
FELTON BANK, THE — 2007
What FELTON BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,092,000 | 94,346,000 | 93,095,000 | 94,683,000 |
| Total loans | 78,036,000 | 80,200,000 | 78,897,000 | 79,410,000 |
| Allowance for loan losses | 732,000 | 888,000 | 847,000 | 942,000 |
| Securities available for sale | 4,511,000 | 4,330,000 | 4,348,000 | 4,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,018,000 | 69,628,000 | 71,219,000 | 72,372,000 |
| Interest-bearing deposits | 53,109,000 | 56,229,000 | 57,824,000 | 60,051,000 |
| Noninterest-bearing deposits | 12,910,000 | 13,399,000 | 13,395,000 | 12,321,000 |
| Equity capital | 9,604,000 | 9,658,000 | 9,813,000 | 9,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,342,000 | 5,064,000 | 6,726,000 |
| Interest expense | 693,000 | 1,431,000 | 2,184,000 | 2,943,000 |
| Net interest income | 922,000 | 1,911,000 | 2,880,000 | 3,783,000 |
| Noninterest income | 106,000 | 215,000 | 330,000 | 470,000 |
| Noninterest expense | 727,000 | 1,479,000 | 2,272,000 | 3,059,000 |
| Provision for loan losses | 52,000 | 205,000 | 343,000 | 443,000 |
| Pretax income | 249,000 | 442,000 | 595,000 | 751,000 |
| Income tax | 95,000 | 170,000 | 228,000 | 288,000 |
| Net income | 154,000 | 272,000 | 367,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,656,000 | 6,793,000 | 6,908,000 | 7,024,000 |
| Total capital | 7,455,000 | 7,748,000 | 7,822,000 | 7,988,000 |
| Risk-weighted assets | 73,745,000 | 77,361,000 | 76,727,000 | 77,107,000 |