Call reports 2006
FELTON BANK, THE — 2006
What FELTON BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,748,000 | 82,573,000 | 85,408,000 | 88,431,000 |
| Total loans | 66,234,000 | 66,840,000 | 70,791,000 | 75,744,000 |
| Allowance for loan losses | 565,000 | 614,000 | 634,000 | 684,000 |
| Securities available for sale | 4,946,000 | 4,663,000 | 4,674,000 | 4,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,962,000 | 60,855,000 | 63,201,000 | 61,164,000 |
| Interest-bearing deposits | 48,286,000 | 48,963,000 | 49,716,000 | 50,126,000 |
| Noninterest-bearing deposits | 12,676,000 | 11,891,000 | 13,486,000 | 11,038,000 |
| Equity capital | 8,712,000 | 8,892,000 | 9,181,000 | 9,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,722,000 | 4,248,000 | 5,828,000 |
| Interest expense | 427,000 | 938,000 | 1,547,000 | 2,192,000 |
| Net interest income | 889,000 | 1,784,000 | 2,701,000 | 3,636,000 |
| Noninterest income | 120,000 | 230,000 | 314,000 | 421,000 |
| Noninterest expense | 631,000 | 1,212,000 | 1,824,000 | 2,419,000 |
| Provision for loan losses | 49,000 | 98,000 | 149,000 | 200,000 |
| Pretax income | 329,000 | 704,000 | 1,042,000 | 1,438,000 |
| Income tax | 126,000 | 269,000 | 400,000 | 550,000 |
| Net income | 203,000 | 435,000 | 642,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,739,000 | 5,990,000 | 6,216,000 | 6,482,000 |
| Total capital | 6,368,000 | 6,670,000 | 6,916,000 | 7,232,000 |
| Risk-weighted assets | 61,934,000 | 63,236,000 | 67,313,000 | 72,078,000 |