Call reports 2003
FELTON BANK, THE — 2003
What FELTON BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,460,000 | 47,506,000 | 51,452,000 | 51,150,000 |
| Total loans | 28,053,000 | 31,280,000 | 32,343,000 | 36,757,000 |
| Allowance for loan losses | 378,000 | 384,000 | 392,000 | 406,000 |
| Securities available for sale | 15,545,000 | 10,458,000 | 12,978,000 | 11,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,471,000 | 43,373,000 | 47,460,000 | 46,723,000 |
| Interest-bearing deposits | 34,607,000 | 34,775,000 | 38,042,000 | 37,732,000 |
| Noninterest-bearing deposits | 8,864,000 | 8,598,000 | 9,418,000 | 8,991,000 |
| Equity capital | 3,543,000 | 3,625,000 | 3,599,000 | 3,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,326,000 | 2,019,000 | 2,785,000 |
| Interest expense | 246,000 | 449,000 | 648,000 | 839,000 |
| Net interest income | 420,000 | 877,000 | 1,371,000 | 1,946,000 |
| Noninterest income | 83,000 | 151,000 | 220,000 | 169,000 |
| Noninterest expense | 420,000 | 837,000 | 1,279,000 | 1,768,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 130,000 | 447,000 | 555,000 | 583,000 |
| Income tax | 44,000 | 155,000 | 192,000 | 219,000 |
| Net income | 86,000 | 292,000 | 363,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,712,000 | 3,027,000 | 3,112,000 | 3,131,000 |
| Total capital | 3,073,000 | 3,404,000 | 3,517,000 | 3,567,000 |
| Risk-weighted assets | 28,885,000 | 30,159,000 | 32,399,000 | 35,123,000 |