Call reports 2002
FELTON BANK, THE — 2002
What FELTON BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,476,000 | 45,600,000 | 47,371,000 | 48,285,000 |
| Total loans | 24,401,000 | 26,699,000 | 26,993,000 | 27,825,000 |
| Allowance for loan losses | 466,000 | 466,000 | 466,000 | 466,000 |
| Securities available for sale | 14,629,000 | 13,733,000 | 14,500,000 | 15,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,188,000 | 41,999,000 | 43,676,000 | 44,358,000 |
| Interest-bearing deposits | 33,017,000 | 34,070,000 | 36,002,000 | 36,476,000 |
| Noninterest-bearing deposits | 7,170,000 | 7,929,000 | 7,674,000 | 7,882,000 |
| Equity capital | 2,890,000 | 3,135,000 | 3,319,000 | 3,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,367,000 | 2,054,000 | 2,744,000 |
| Interest expense | 282,000 | 564,000 | 847,000 | 1,119,000 |
| Net interest income | 382,000 | 803,000 | 1,207,000 | 1,625,000 |
| Noninterest income | 80,000 | 139,000 | 218,000 | 293,000 |
| Noninterest expense | 486,000 | 911,000 | 1,365,000 | 1,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 97,000 | 179,000 | 338,000 |
| Income tax | 3,000 | 33,000 | 61,000 | 124,000 |
| Net income | 6,000 | 64,000 | 118,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,265,000 | 2,354,000 | 2,436,000 | 2,582,000 |
| Total capital | 2,592,000 | 2,682,000 | 2,768,000 | 2,938,000 |
| Risk-weighted assets | 25,829,000 | 26,032,000 | 26,036,000 | 28,361,000 |