Call reports 2001
FELTON BANK, THE — 2001
What FELTON BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,739,000 | 38,656,000 | 42,502,000 | 42,951,000 |
| Total loans | 26,062,000 | 25,310,000 | 24,589,000 | 23,891,000 |
| Allowance for loan losses | 472,000 | 479,000 | 449,000 | 465,000 |
| Securities available for sale | 6,304,000 | 7,239,000 | 9,916,000 | 13,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,640,000 | 34,851,000 | 38,778,000 | 39,491,000 |
| Interest-bearing deposits | 29,157,000 | 28,546,000 | 31,866,000 | 31,373,000 |
| Noninterest-bearing deposits | 6,483,000 | 6,306,000 | 6,912,000 | 8,118,000 |
| Equity capital | 3,021,000 | 3,004,000 | 3,137,000 | 2,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,421,000 | 2,123,000 | 2,830,000 |
| Interest expense | 337,000 | 667,000 | 1,007,000 | 1,332,000 |
| Net interest income | 387,000 | 754,000 | 1,116,000 | 1,498,000 |
| Noninterest income | 194,000 | 284,000 | 365,000 | 461,000 |
| Noninterest expense | 491,000 | 928,000 | 1,371,000 | 1,849,000 |
| Provision for loan losses | 70,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 62,000 | 90,000 | 107,000 | 136,000 |
| Income tax | 21,000 | 31,000 | 36,000 | 51,000 |
| Net income | 41,000 | 59,000 | 71,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,173,000 | 2,164,000 | 2,174,000 | 2,257,000 |
| Total capital | 2,490,000 | 2,471,000 | 2,468,000 | 2,554,000 |
| Risk-weighted assets | 25,400,000 | 24,501,000 | 23,386,000 | 23,581,000 |