Call reports 2018
ROLFE STATE BANK — 2018
What ROLFE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,488,000 | 41,975,000 | 42,022,000 | 43,329,000 |
| Total loans | 26,024,000 | 26,247,000 | 25,993,000 | 25,698,000 |
| Allowance for loan losses | 338,000 | 354,000 | 370,000 | 342,000 |
| Securities available for sale | 4,426,000 | 4,289,000 | 3,529,000 | 3,218,000 |
| Securities held to maturity | 6,648,000 | 6,441,000 | 6,264,000 | 6,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,544,000 | 35,996,000 | 35,936,000 | 37,356,000 |
| Interest-bearing deposits | 27,989,000 | 27,232,000 | 27,277,000 | 27,278,000 |
| Noninterest-bearing deposits | 9,555,000 | 8,763,000 | 8,659,000 | 10,077,000 |
| Equity capital | 5,447,000 | 5,450,000 | 5,514,000 | 5,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 872,000 | 1,316,000 | 1,747,000 |
| Interest expense | 34,000 | 68,000 | 105,000 | 145,000 |
| Net interest income | 401,000 | 804,000 | 1,211,000 | 1,602,000 |
| Noninterest income | 50,000 | 107,000 | 172,000 | 230,000 |
| Noninterest expense | 310,000 | 625,000 | 948,000 | 1,265,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 141,000 |
| Pretax income | 123,000 | 250,000 | 381,000 | 426,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 21,000 |
| Net income | 117,000 | 237,000 | 361,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,537,000 | 5,548,000 | 5,626,000 | 5,626,000 |
| Total capital | 5,875,000 | 5,902,000 | 5,991,000 | 5,968,000 |
| Risk-weighted assets | 29,733,000 | 29,617,000 | 29,232,000 | 29,075,000 |