Call reports 2017
ROLFE STATE BANK — 2017
What ROLFE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,456,000 | 41,636,000 | 41,838,000 | 43,084,000 |
| Total loans | 25,951,000 | 26,479,000 | 26,695,000 | 27,083,000 |
| Allowance for loan losses | 346,000 | 359,000 | 379,000 | 327,000 |
| Securities available for sale | 5,164,000 | 4,941,000 | 4,771,000 | 4,614,000 |
| Securities held to maturity | 7,431,000 | 6,787,000 | 6,774,000 | 6,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,787,000 | 34,906,000 | 35,875,000 | 36,060,000 |
| Interest-bearing deposits | 28,821,000 | 27,350,000 | 27,139,000 | 26,068,000 |
| Noninterest-bearing deposits | 7,966,000 | 7,556,000 | 8,736,000 | 9,992,000 |
| Equity capital | 5,154,000 | 5,256,000 | 5,351,000 | 5,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 858,000 | 1,295,000 | 1,732,000 |
| Interest expense | 33,000 | 68,000 | 103,000 | 136,000 |
| Net interest income | 390,000 | 790,000 | 1,192,000 | 1,596,000 |
| Noninterest income | 53,000 | 106,000 | 163,000 | 225,000 |
| Noninterest expense | 335,000 | 660,000 | 985,000 | 1,289,000 |
| Provision for loan losses | 31,000 | 53,000 | 71,000 | 89,000 |
| Pretax income | 77,000 | 183,000 | 299,000 | 443,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 22,000 |
| Net income | 73,000 | 173,000 | 284,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,198,000 | 5,272,000 | 5,370,000 | 5,495,000 |
| Total capital | 5,544,000 | 5,631,000 | 5,749,000 | 5,822,000 |
| Risk-weighted assets | 29,838,000 | 30,021,000 | 30,396,000 | 31,091,000 |