Call reports 2015
ROLFE STATE BANK — 2015
What ROLFE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,764,000 | 46,187,000 | 45,755,000 | 47,657,000 |
| Total loans | 27,169,000 | 26,912,000 | 27,996,000 | 29,855,000 |
| Allowance for loan losses | 398,000 | 407,000 | 418,000 | 422,000 |
| Securities available for sale | 6,239,000 | 6,056,000 | 5,377,000 | 5,199,000 |
| Securities held to maturity | 9,161,000 | 8,366,000 | 8,126,000 | 7,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,984,000 | 38,347,000 | 36,248,000 | 37,337,000 |
| Interest-bearing deposits | 30,315,000 | 30,968,000 | 28,657,000 | 28,178,000 |
| Noninterest-bearing deposits | 8,669,000 | 7,379,000 | 7,591,000 | 9,159,000 |
| Equity capital | 4,977,000 | 5,032,000 | 5,142,000 | 5,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 941,000 | 1,411,000 | 1,886,000 |
| Interest expense | 33,000 | 66,000 | 98,000 | 129,000 |
| Net interest income | 442,000 | 875,000 | 1,313,000 | 1,757,000 |
| Noninterest income | 51,000 | 109,000 | 164,000 | 242,000 |
| Noninterest expense | 316,000 | 633,000 | 951,000 | 1,301,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 166,000 | 330,000 | 494,000 | 666,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 33,000 |
| Net income | 157,000 | 313,000 | 468,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,937,000 | 5,024,000 | 5,111,000 | 5,206,000 |
| Total capital | 5,334,000 | 5,414,000 | 5,513,000 | 5,628,000 |
| Risk-weighted assets | 31,755,000 | 31,148,000 | 32,177,000 | 34,467,000 |