Call reports 2014
ROLFE STATE BANK — 2014
What ROLFE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,811,000 | 47,225,000 | 48,749,000 | 51,211,000 |
| Total loans | 23,632,000 | 24,429,000 | 25,927,000 | 28,636,000 |
| Allowance for loan losses | 388,000 | 389,000 | 390,000 | 387,000 |
| Securities available for sale | 8,969,000 | 8,546,000 | 8,022,000 | 7,865,000 |
| Securities held to maturity | 9,894,000 | 9,508,000 | 9,392,000 | 9,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,923,000 | 37,479,000 | 37,487,000 | 37,744,000 |
| Interest-bearing deposits | 31,639,000 | 28,868,000 | 28,999,000 | 28,511,000 |
| Noninterest-bearing deposits | 9,284,000 | 8,611,000 | 8,488,000 | 9,233,000 |
| Equity capital | 4,684,000 | 4,766,000 | 4,835,000 | 4,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 901,000 | 1,362,000 | 1,838,000 |
| Interest expense | 39,000 | 78,000 | 115,000 | 152,000 |
| Net interest income | 415,000 | 823,000 | 1,247,000 | 1,686,000 |
| Noninterest income | 50,000 | 107,000 | 164,000 | 234,000 |
| Noninterest expense | 306,000 | 627,000 | 948,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 310,000 | 470,000 | 652,000 |
| Income tax | 9,000 | 16,000 | 25,000 | 33,000 |
| Net income | 156,000 | 294,000 | 445,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,719,000 | 4,763,000 | 4,867,000 | 4,994,000 |
| Total capital | 5,070,000 | 5,120,000 | 5,244,000 | 5,381,000 |
| Risk-weighted assets | 28,010,000 | 28,566,000 | 30,180,000 | 32,807,000 |