Call reports 2013
ROLFE STATE BANK — 2013
What ROLFE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,243,000 | 47,925,000 | 48,124,000 | 51,213,000 |
| Total loans | 21,782,000 | 22,733,000 | 23,016,000 | 26,964,000 |
| Allowance for loan losses | 384,000 | 384,000 | 384,000 | 387,000 |
| Securities available for sale | 11,864,000 | 10,393,000 | 9,713,000 | 9,107,000 |
| Securities held to maturity | 10,066,000 | 10,167,000 | 10,150,000 | 10,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,919,000 | 39,790,000 | 40,703,000 | 39,284,000 |
| Interest-bearing deposits | 33,664,000 | 31,510,000 | 31,966,000 | 29,586,000 |
| Noninterest-bearing deposits | 10,255,000 | 8,280,000 | 8,737,000 | 9,698,000 |
| Equity capital | 4,710,000 | 4,458,000 | 4,535,000 | 4,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 884,000 | 1,331,000 | 1,794,000 |
| Interest expense | 52,000 | 104,000 | 154,000 | 200,000 |
| Net interest income | 391,000 | 780,000 | 1,177,000 | 1,594,000 |
| Noninterest income | 43,000 | 102,000 | 152,000 | 223,000 |
| Noninterest expense | 297,000 | 604,000 | 929,000 | 1,246,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 128,000 | 295,000 | 424,000 | 595,000 |
| Income tax | 6,000 | 13,000 | 22,000 | 29,000 |
| Net income | 122,000 | 282,000 | 402,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,511,000 | 4,511,000 | 4,560,000 | 4,653,000 |
| Total capital | 4,841,000 | 4,854,000 | 4,910,000 | 5,040,000 |
| Risk-weighted assets | 26,346,000 | 27,365,000 | 27,989,000 | 31,599,000 |