Call reports 2012
ROLFE STATE BANK — 2012
What ROLFE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,309,000 | 43,659,000 | 46,402,000 | 48,785,000 |
| Total loans | 23,092,000 | 23,718,000 | 23,519,000 | 25,844,000 |
| Allowance for loan losses | 334,000 | 340,000 | 357,000 | 368,000 |
| Securities available for sale | 8,509,000 | 8,316,000 | 8,406,000 | 9,655,000 |
| Securities held to maturity | 7,395,000 | 7,502,000 | 8,662,000 | 8,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,173,000 | 38,411,000 | 41,028,000 | 38,785,000 |
| Interest-bearing deposits | 31,105,000 | 30,848,000 | 30,889,000 | 30,445,000 |
| Noninterest-bearing deposits | 9,068,000 | 7,563,000 | 10,139,000 | 8,340,000 |
| Equity capital | 4,461,000 | 4,545,000 | 4,655,000 | 4,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 924,000 | 1,392,000 | 1,862,000 |
| Interest expense | 64,000 | 128,000 | 188,000 | 247,000 |
| Net interest income | 396,000 | 796,000 | 1,204,000 | 1,615,000 |
| Noninterest income | 51,000 | 107,000 | 163,000 | 240,000 |
| Noninterest expense | 283,000 | 567,000 | 857,000 | 1,156,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 149,000 | 306,000 | 465,000 | 639,000 |
| Income tax | 7,000 | 16,000 | 24,000 | 32,000 |
| Net income | 142,000 | 290,000 | 441,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,191,000 | 4,280,000 | 4,372,000 | 4,480,000 |
| Total capital | 4,525,000 | 4,619,000 | 4,719,000 | 4,848,000 |
| Risk-weighted assets | 27,007,000 | 27,165,000 | 27,772,000 | 29,807,000 |