Call reports 2011
ROLFE STATE BANK — 2011
What ROLFE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,503,000 | 40,466,000 | 41,558,000 | 42,881,000 |
| Total loans | 20,846,000 | 22,462,000 | 23,591,000 | 25,610,000 |
| Allowance for loan losses | 283,000 | 299,000 | 315,000 | 317,000 |
| Securities available for sale | 8,999,000 | 9,069,000 | 8,774,000 | 8,019,000 |
| Securities held to maturity | 7,264,000 | 7,086,000 | 7,108,000 | 6,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,875,000 | 34,469,000 | 33,692,000 | 34,365,000 |
| Interest-bearing deposits | 28,507,000 | 28,936,000 | 26,587,000 | 26,652,000 |
| Noninterest-bearing deposits | 6,368,000 | 5,533,000 | 7,105,000 | 7,713,000 |
| Equity capital | 4,103,000 | 4,191,000 | 4,381,000 | 4,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 912,000 | 1,395,000 | 1,872,000 |
| Interest expense | 74,000 | 143,000 | 211,000 | 277,000 |
| Net interest income | 368,000 | 769,000 | 1,184,000 | 1,595,000 |
| Noninterest income | 48,000 | 106,000 | 161,000 | 236,000 |
| Noninterest expense | 288,000 | 566,000 | 846,000 | 1,135,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 113,000 | 279,000 | 454,000 | 636,000 |
| Income tax | 6,000 | 15,000 | 24,000 | 30,000 |
| Net income | 107,000 | 264,000 | 430,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,084,000 | 3,967,000 | 4,083,000 | 4,209,000 |
| Total capital | 4,367,000 | 4,266,000 | 4,398,000 | 4,526,000 |
| Risk-weighted assets | 24,264,000 | 25,762,000 | 27,048,000 | 28,848,000 |