Call reports 2010
ROLFE STATE BANK — 2010
What ROLFE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,399,000 | 36,216,000 | 36,272,000 | 39,053,000 |
| Total loans | 22,850,000 | 22,516,000 | 22,175,000 | 23,570,000 |
| Allowance for loan losses | 274,000 | 246,000 | 263,000 | 273,000 |
| Securities available for sale | 5,505,000 | 5,226,000 | 5,883,000 | 6,743,000 |
| Securities held to maturity | 4,574,000 | 4,643,000 | 5,270,000 | 5,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,103,000 | 31,681,000 | 31,535,000 | 32,956,000 |
| Interest-bearing deposits | 25,761,000 | 26,182,000 | 25,897,000 | 26,632,000 |
| Noninterest-bearing deposits | 5,342,000 | 5,499,000 | 5,638,000 | 6,324,000 |
| Equity capital | 3,743,000 | 3,947,000 | 4,119,000 | 4,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 946,000 | 1,419,000 | 1,887,000 |
| Interest expense | 94,000 | 189,000 | 281,000 | 363,000 |
| Net interest income | 385,000 | 757,000 | 1,138,000 | 1,524,000 |
| Noninterest income | 47,000 | 98,000 | 142,000 | 198,000 |
| Noninterest expense | 277,000 | 549,000 | 824,000 | 1,124,000 |
| Provision for loan losses | 12,000 | 27,000 | 42,000 | 57,000 |
| Pretax income | 143,000 | 279,000 | 414,000 | 541,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 28,000 |
| Net income | 136,000 | 265,000 | 392,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,700,000 | 3,829,000 | 3,957,000 | 4,078,000 |
| Total capital | 3,974,000 | 4,075,000 | 4,220,000 | 4,351,000 |
| Risk-weighted assets | 25,093,000 | 24,990,000 | 24,720,000 | 26,526,000 |