Call reports 2009
ROLFE STATE BANK — 2009
What ROLFE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,549,000 | 34,443,000 | 34,940,000 | 36,939,000 |
| Total loans | 22,333,000 | 22,702,000 | 24,353,000 | 24,503,000 |
| Allowance for loan losses | 390,000 | 396,000 | 398,000 | 375,000 |
| Securities available for sale | 2,454,000 | 4,039,000 | 3,552,000 | 5,679,000 |
| Securities held to maturity | 3,782,000 | 3,550,000 | 4,105,000 | 4,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,128,000 | 30,618,000 | 30,813,000 | 31,961,000 |
| Interest-bearing deposits | 23,356,000 | 25,253,000 | 25,384,000 | 25,310,000 |
| Noninterest-bearing deposits | 4,772,000 | 5,365,000 | 5,429,000 | 6,651,000 |
| Equity capital | 3,262,000 | 3,364,000 | 3,519,000 | 3,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 956,000 | 1,451,000 | 1,938,000 |
| Interest expense | 110,000 | 209,000 | 314,000 | 414,000 |
| Net interest income | 375,000 | 747,000 | 1,137,000 | 1,524,000 |
| Noninterest income | 43,000 | 94,000 | 139,000 | 200,000 |
| Noninterest expense | 276,000 | 567,000 | 854,000 | 1,180,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 136,000 | 262,000 | 404,000 | 520,000 |
| Income tax | 8,000 | 14,000 | 21,000 | 26,000 |
| Net income | 128,000 | 248,000 | 383,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,198,000 | 3,318,000 | 3,453,000 | 3,564,000 |
| Total capital | 3,494,000 | 3,626,000 | 3,779,000 | 3,897,000 |
| Risk-weighted assets | 23,596,000 | 24,535,000 | 26,042,000 | 26,602,000 |