Call reports 2007
ROLFE STATE BANK — 2007
What ROLFE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,726,000 | 35,168,000 | 33,414,000 | 35,171,000 |
| Total loans | 24,944,000 | 25,320,000 | 24,320,000 | 24,598,000 |
| Allowance for loan losses | 389,000 | 354,000 | 360,000 | 366,000 |
| Securities available for sale | 2,783,000 | 2,572,000 | 2,870,000 | 2,778,000 |
| Securities held to maturity | 2,641,000 | 2,629,000 | 2,936,000 | 3,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,933,000 | 31,426,000 | 29,519,000 | 31,259,000 |
| Interest-bearing deposits | 25,669,000 | 26,179,000 | 24,713,000 | 24,171,000 |
| Noninterest-bearing deposits | 5,264,000 | 5,247,000 | 4,806,000 | 7,088,000 |
| Equity capital | 3,525,000 | 3,449,000 | 3,551,000 | 3,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,119,000 | 1,690,000 | 2,245,000 |
| Interest expense | 214,000 | 446,000 | 682,000 | 895,000 |
| Net interest income | 341,000 | 673,000 | 1,008,000 | 1,350,000 |
| Noninterest income | 44,000 | 83,000 | 133,000 | 190,000 |
| Noninterest expense | 268,000 | 524,000 | 781,000 | 1,034,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 111,000 | 220,000 | 342,000 | 482,000 |
| Income tax | 35,000 | 70,000 | 109,000 | 142,000 |
| Net income | 76,000 | 150,000 | 233,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,540,000 | 3,464,000 | 3,547,000 | 3,654,000 |
| Total capital | 3,870,000 | 3,798,000 | 3,870,000 | 3,983,000 |
| Risk-weighted assets | 26,358,000 | 26,738,000 | 25,824,000 | 26,249,000 |