Call reports 2002
ROLFE STATE BANK — 2002
What ROLFE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,665,000 | 28,499,000 | 29,267,000 | 31,462,000 |
| Total loans | 17,188,000 | 18,504,000 | 19,526,000 | 20,115,000 |
| Allowance for loan losses | 283,000 | 286,000 | 289,000 | 281,000 |
| Securities available for sale | 5,744,000 | 5,624,000 | 4,529,000 | 5,382,000 |
| Securities held to maturity | 2,670,000 | 2,288,000 | 2,288,000 | 2,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,792,000 | 25,517,000 | 26,266,000 | 28,497,000 |
| Interest-bearing deposits | 23,526,000 | 23,169,000 | 23,550,000 | 24,900,000 |
| Noninterest-bearing deposits | 2,267,000 | 2,348,000 | 2,716,000 | 3,597,000 |
| Equity capital | 2,663,000 | 2,624,000 | 2,687,000 | 2,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 909,000 | 1,372,000 | 1,834,000 |
| Interest expense | 188,000 | 367,000 | 541,000 | 709,000 |
| Net interest income | 256,000 | 542,000 | 831,000 | 1,125,000 |
| Noninterest income | 19,000 | 40,000 | 61,000 | 94,000 |
| Noninterest expense | 233,000 | 468,000 | 699,000 | 911,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 14,000 |
| Pretax income | 39,000 | 108,000 | 184,000 | 294,000 |
| Income tax | 9,000 | 25,000 | 45,000 | 71,000 |
| Net income | 30,000 | 83,000 | 139,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,658,000 | 2,560,000 | 2,616,000 | 2,700,000 |
| Total capital | 2,896,000 | 2,811,000 | 2,879,000 | 2,970,000 |
| Risk-weighted assets | 19,006,000 | 20,023,000 | 20,974,000 | 21,606,000 |