Call reports 2001
ROLFE STATE BANK — 2001
What ROLFE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,683,000 | 23,946,000 | 24,051,000 | 28,769,000 |
| Total loans | 15,194,000 | 15,227,000 | 15,231,000 | 16,669,000 |
| Allowance for loan losses | 293,000 | 293,000 | 297,000 | 280,000 |
| Securities available for sale | 3,776,000 | 3,271,000 | 2,987,000 | 3,251,000 |
| Securities held to maturity | 2,507,000 | 2,458,000 | 2,507,000 | 2,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,721,000 | 20,072,000 | 21,071,000 | 25,901,000 |
| Interest-bearing deposits | 18,646,000 | 18,174,000 | 19,051,000 | 22,765,000 |
| Noninterest-bearing deposits | 2,075,000 | 1,898,000 | 2,020,000 | 3,136,000 |
| Equity capital | 3,685,000 | 3,616,000 | 2,683,000 | 2,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 909,000 | 1,356,000 | 1,792,000 |
| Interest expense | 219,000 | 435,000 | 643,000 | 839,000 |
| Net interest income | 238,000 | 474,000 | 713,000 | 953,000 |
| Noninterest income | 18,000 | 53,000 | 80,000 | 107,000 |
| Noninterest expense | 155,000 | 314,000 | 503,000 | 769,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 7,000 |
| Pretax income | 101,000 | 213,000 | 286,000 | 284,000 |
| Income tax | 28,000 | 60,000 | 79,000 | 63,000 |
| Net income | 73,000 | 153,000 | 207,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,630,000 | 3,560,000 | 2,613,000 | 2,627,000 |
| Total capital | 3,837,000 | 3,767,000 | 2,822,000 | 2,862,000 |
| Risk-weighted assets | 16,471,000 | 16,457,000 | 16,641,000 | 18,739,000 |