Call reports 2025
APEX BANKING COMPANY OF GEORGIA — 2025
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 63,580,000 | 66,593,000 | 69,563,000 | 76,580,000 |
| Total loans | 34,795,000 | 35,447,000 | 35,724,000 | 37,517,000 |
| Allowance for loan losses | 464,000 | 484,000 | 492,000 | 528,000 |
| Securities available for sale | 18,641,000 | 18,408,000 | 18,573,000 | 18,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,297,000 | 61,154,000 | 63,680,000 | 70,659,000 |
| Interest-bearing deposits | 40,836,000 | 45,146,000 | 47,360,000 | 57,434,000 |
| Noninterest-bearing deposits | 17,461,000 | 16,008,000 | 16,320,000 | 13,225,000 |
| Equity capital | 5,128,000 | 5,222,000 | 5,585,000 | 5,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,760,000 | 2,707,000 | 3,700,000 |
| Interest expense | 180,000 | 349,000 | 531,000 | 733,000 |
| Net interest income | 648,000 | 1,411,000 | 2,176,000 | 2,967,000 |
| Noninterest income | 58,000 | 106,000 | 185,000 | 255,000 |
| Noninterest expense | 669,000 | 1,335,000 | 2,060,000 | 2,748,000 |
| Provision for loan losses | 18,000 | 30,000 | 48,000 | 107,000 |
| Pretax income | 19,000 | 152,000 | 253,000 | 367,000 |
| Income tax | 5,000 | 39,000 | 64,000 | 54,000 |
| Net income | 14,000 | 113,000 | 189,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,598,000 | 6,696,000 | 6,772,000 | 6,896,000 |