Call reports 2015
APEX BANKING COMPANY OF GEORGIA — 2015
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,915,000 | 45,448,000 | 45,257,000 | 46,648,000 |
| Total loans | 24,857,000 | 24,967,000 | 25,016,000 | 24,416,000 |
| Allowance for loan losses | 501,000 | 535,000 | 560,000 | 580,000 |
| Securities available for sale | 15,971,000 | 15,285,000 | 15,171,000 | 15,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,065,000 | 38,995,000 | 38,571,000 | 39,947,000 |
| Interest-bearing deposits | 29,217,000 | 29,075,000 | 28,474,000 | 29,059,000 |
| Noninterest-bearing deposits | 9,848,000 | 9,920,000 | 10,097,000 | 10,888,000 |
| Equity capital | 6,703,000 | 6,340,000 | 6,578,000 | 6,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 939,000 | 1,414,000 | 1,888,000 |
| Interest expense | 28,000 | 57,000 | 85,000 | 114,000 |
| Net interest income | 433,000 | 882,000 | 1,329,000 | 1,774,000 |
| Noninterest income | 36,000 | 75,000 | 119,000 | 161,000 |
| Noninterest expense | 308,000 | 623,000 | 938,000 | 1,250,000 |
| Provision for loan losses | 15,000 | 220,000 | 245,000 | 265,000 |
| Pretax income | 146,000 | 114,000 | 265,000 | 420,000 |
| Income tax | 60,000 | 89,000 | 134,000 | 169,000 |
| Net income | 86,000 | 25,000 | 131,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,111,000 | 6,955,000 | 7,061,000 | 7,079,000 |
| Total capital | 7,396,000 | 7,241,000 | 7,341,000 | 7,365,000 |
| Risk-weighted assets | 22,646,000 | 22,644,000 | 22,193,000 | 22,553,000 |