Call reports 2012
APEX BANKING COMPANY OF GEORGIA — 2012
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,411,000 | 53,630,000 | 51,611,000 | 56,087,000 |
| Total loans | 25,243,000 | 25,843,000 | 25,658,000 | 25,452,000 |
| Allowance for loan losses | 431,000 | 481,000 | 438,000 | 438,000 |
| Securities available for sale | 16,907,000 | 20,595,000 | 19,090,000 | 19,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,657,000 | 46,988,000 | 44,944,000 | 49,558,000 |
| Interest-bearing deposits | 37,692,000 | 34,412,000 | 34,486,000 | 39,115,000 |
| Noninterest-bearing deposits | 9,965,000 | 12,576,000 | 10,458,000 | 10,443,000 |
| Equity capital | 6,232,000 | 6,201,000 | 6,224,000 | 6,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,044,000 | 1,531,000 | 2,047,000 |
| Interest expense | 70,000 | 131,000 | 188,000 | 240,000 |
| Net interest income | 445,000 | 913,000 | 1,343,000 | 1,807,000 |
| Noninterest income | 50,000 | 97,000 | 143,000 | 183,000 |
| Noninterest expense | 313,000 | 634,000 | 958,000 | 1,361,000 |
| Provision for loan losses | 25,000 | 75,000 | 100,000 | 100,000 |
| Pretax income | 157,000 | 301,000 | 444,000 | 545,000 |
| Income tax | 64,000 | 133,000 | 175,000 | 202,000 |
| Net income | 93,000 | 168,000 | 269,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,327,000 | 6,306,000 | 6,407,000 | 6,518,000 |
| Total capital | 6,645,000 | 6,605,000 | 6,696,000 | 6,820,000 |
| Risk-weighted assets | 24,535,000 | 23,738,000 | 23,001,000 | 24,052,000 |