Call reports 2007
APEX BANKING COMPANY OF GEORGIA — 2007
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,476,000 | 37,781,000 | 39,895,000 | 45,993,000 |
| Total loans | 17,576,000 | 16,827,000 | 16,819,000 | 17,467,000 |
| Allowance for loan losses | 158,000 | 158,000 | 154,000 | 187,000 |
| Securities available for sale | 14,574,000 | 14,448,000 | 14,963,000 | 15,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,744,000 | 30,200,000 | 32,026,000 | 38,016,000 |
| Interest-bearing deposits | 22,827,000 | 23,887,000 | 26,240,000 | 31,366,000 |
| Noninterest-bearing deposits | 5,917,000 | 6,313,000 | 5,786,000 | 6,650,000 |
| Equity capital | 5,525,000 | 5,421,000 | 5,738,000 | 5,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,112,000 | 1,703,000 | 2,307,000 |
| Interest expense | 132,000 | 274,000 | 429,000 | 595,000 |
| Net interest income | 424,000 | 838,000 | 1,274,000 | 1,712,000 |
| Noninterest income | 34,000 | 69,000 | 104,000 | 144,000 |
| Noninterest expense | 266,000 | 507,000 | 740,000 | 1,042,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 192,000 | 400,000 | 638,000 | 779,000 |
| Income tax | 80,000 | 157,000 | 233,000 | 282,000 |
| Net income | 112,000 | 243,000 | 405,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,723,000 | 5,727,000 | 5,889,000 | 5,852,000 |
| Total capital | 5,881,000 | 5,885,000 | 6,043,000 | 6,039,000 |
| Risk-weighted assets | 17,077,000 | 17,405,000 | 17,541,000 | 19,238,000 |