Call reports 2006
APEX BANKING COMPANY OF GEORGIA — 2006
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,216,000 | 37,444,000 | 36,938,000 | 40,378,000 |
| Total loans | 12,973,000 | 16,855,000 | 18,254,000 | 17,738,000 |
| Allowance for loan losses | 134,000 | 134,000 | 134,000 | 158,000 |
| Securities available for sale | 18,940,000 | 16,871,000 | 15,973,000 | 14,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,870,000 | 29,330,000 | 28,439,000 | 32,894,000 |
| Interest-bearing deposits | 24,734,000 | 23,161,000 | 22,290,000 | 27,072,000 |
| Noninterest-bearing deposits | 6,136,000 | 6,169,000 | 6,149,000 | 5,822,000 |
| Equity capital | 5,176,000 | 5,021,000 | 5,402,000 | 5,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 963,000 | 1,508,000 | 2,060,000 |
| Interest expense | 76,000 | 167,000 | 302,000 | 436,000 |
| Net interest income | 385,000 | 796,000 | 1,206,000 | 1,624,000 |
| Noninterest income | 36,000 | 73,000 | 109,000 | 147,000 |
| Noninterest expense | 229,000 | 455,000 | 694,000 | 1,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 192,000 | 413,000 | 604,000 | 719,000 |
| Income tax | 66,000 | 143,000 | 209,000 | 251,000 |
| Net income | 126,000 | 270,000 | 395,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 5,542,000 | 5,667,000 | 5,611,000 |
| Total capital | 5,659,000 | 5,676,000 | 5,801,000 | 5,769,000 |
| Risk-weighted assets | 15,952,000 | 17,798,000 | 18,740,000 | 17,945,000 |