Call reports 2004
APEX BANKING COMPANY OF GEORGIA — 2004
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,842,000 | 35,208,000 | 34,568,000 | 37,914,000 |
| Total loans | 7,775,000 | 8,331,000 | 8,310,000 | 8,249,000 |
| Allowance for loan losses | 137,000 | 138,000 | 138,000 | 136,000 |
| Securities available for sale | 20,377,000 | 19,157,000 | 19,641,000 | 19,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,233,000 | 30,150,000 | 29,117,000 | 32,613,000 |
| Interest-bearing deposits | 24,835,000 | 24,558,000 | 23,223,000 | 27,363,000 |
| Noninterest-bearing deposits | 5,398,000 | 5,592,000 | 5,894,000 | 5,250,000 |
| Equity capital | 5,414,000 | 4,981,000 | 5,347,000 | 5,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 701,000 | 1,051,000 | 1,417,000 |
| Interest expense | 61,000 | 116,000 | 170,000 | 224,000 |
| Net interest income | 296,000 | 585,000 | 881,000 | 1,193,000 |
| Noninterest income | 46,000 | 92,000 | 147,000 | 198,000 |
| Noninterest expense | 187,000 | 382,000 | 578,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 303,000 | 458,000 | 575,000 |
| Income tax | 54,000 | 100,000 | 153,000 | 192,000 |
| Net income | 109,000 | 203,000 | 305,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,258,000 | 5,224,000 | 5,327,000 | 5,277,000 |
| Total capital | 5,395,000 | 5,362,000 | 5,465,000 | 5,413,000 |
| Risk-weighted assets | 15,712,000 | 16,010,000 | 14,962,000 | 15,670,000 |