Call reports 2002
APEX BANKING COMPANY OF GEORGIA — 2002
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,384,000 | 35,975,000 | 34,500,000 | 38,428,000 |
| Total loans | 8,046,000 | 7,960,000 | 8,571,000 | 7,866,000 |
| Allowance for loan losses | 135,000 | 135,000 | 136,000 | 136,000 |
| Securities available for sale | 16,587,000 | 19,068,000 | 18,262,000 | 18,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,216,000 | 30,552,000 | 28,843,000 | 32,765,000 |
| Interest-bearing deposits | 25,860,000 | 25,480,000 | 23,962,000 | 27,989,000 |
| Noninterest-bearing deposits | 5,356,000 | 5,072,000 | 4,881,000 | 4,776,000 |
| Equity capital | 5,009,000 | 5,217,000 | 5,396,000 | 5,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 832,000 | 1,238,000 | 1,625,000 |
| Interest expense | 144,000 | 266,000 | 383,000 | 492,000 |
| Net interest income | 280,000 | 566,000 | 855,000 | 1,133,000 |
| Noninterest income | 40,000 | 87,000 | 135,000 | 190,000 |
| Noninterest expense | 184,000 | 365,000 | 544,000 | 741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 288,000 | 459,000 | 601,000 |
| Income tax | 42,000 | 92,000 | 148,000 | 196,000 |
| Net income | 94,000 | 196,000 | 311,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,064,000 | 5,038,000 | 5,153,000 | 5,118,000 |
| Total capital | 5,199,000 | 5,173,000 | 5,289,000 | 5,254,000 |
| Risk-weighted assets | 11,776,000 | 13,297,000 | 13,493,000 | 13,796,000 |