Call reports 2001
APEX BANKING COMPANY OF GEORGIA — 2001
What APEX BANKING COMPANY OF GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,505,000 | 31,449,000 | 30,184,000 | 37,275,000 |
| Total loans | 8,243,000 | 7,905,000 | 8,645,000 | 8,781,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,997,000 | 12,701,000 | 14,778,000 | 15,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,354,000 | 26,364,000 | 24,975,000 | 32,179,000 |
| Interest-bearing deposits | 20,171,000 | 19,709,000 | 19,366,000 | 25,515,000 |
| Noninterest-bearing deposits | 5,183,000 | 6,655,000 | 5,609,000 | 6,664,000 |
| Equity capital | 4,950,000 | 4,928,000 | 5,026,000 | 4,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 961,000 | 1,408,000 | 1,831,000 |
| Interest expense | 189,000 | 373,000 | 546,000 | 699,000 |
| Net interest income | 314,000 | 588,000 | 862,000 | 1,132,000 |
| Noninterest income | 42,000 | 83,000 | 119,000 | 157,000 |
| Noninterest expense | 164,000 | 327,000 | 495,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 192,000 | 344,000 | 486,000 | 589,000 |
| Income tax | 58,000 | 104,000 | 147,000 | 179,000 |
| Net income | 134,000 | 240,000 | 339,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,950,000 | 4,928,000 | 5,026,000 | 4,970,000 |
| Total capital | 5,080,000 | 5,058,000 | 5,156,000 | 5,105,000 |
| Risk-weighted assets | 11,007,000 | 11,517,000 | 11,758,000 | 12,137,000 |