Call reports 2025
LIBERTY BANK — 2025
What LIBERTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 59,581,000 | 58,991,000 | 60,196,000 | 57,878,000 |
| Total loans | 28,503,000 | 28,876,000 | 29,346,000 | 28,626,000 |
| Allowance for loan losses | 69,000 | 71,000 | 83,000 | 83,000 |
| Securities available for sale | 19,446,000 | 19,937,000 | 19,474,000 | 19,535,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,912,000 | 50,131,000 | 51,024,000 | 48,506,000 |
| Interest-bearing deposits | 35,033,000 | 34,787,000 | 34,457,000 | 33,300,000 |
| Noninterest-bearing deposits | 15,879,000 | 15,344,000 | 16,567,000 | 15,206,000 |
| Equity capital | 8,664,000 | 8,853,000 | 9,110,000 | 9,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,209,000 | 1,834,000 | 2,454,000 |
| Interest expense | 130,000 | 253,000 | 374,000 | 480,000 |
| Net interest income | 460,000 | 956,000 | 1,460,000 | 1,974,000 |
| Noninterest income | 39,000 | 78,000 | 155,000 | 192,000 |
| Noninterest expense | 448,000 | 920,000 | 1,416,000 | 1,891,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 17,000 |
| Pretax income | 51,000 | 114,000 | 187,000 | 258,000 |
| Income tax | 18,000 | 34,000 | 51,000 | 55,000 |
| Net income | 33,000 | 80,000 | 136,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,798,000 | 9,845,000 | 9,901,000 | 9,969,000 |