Call reports 2024
LIBERTY BANK — 2024
What LIBERTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 59,789,000 | 60,626,000 | 59,756,000 | 59,141,000 |
| Total loans | 28,090,000 | 28,504,000 | 29,141,000 | 29,052,000 |
| Allowance for loan losses | 69,000 | 69,000 | 65,000 | 64,000 |
| Securities available for sale | 21,672,000 | 20,102,000 | 20,094,000 | 19,526,000 |
| Securities held to maturity | 8,000 | 8,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,668,000 | 52,441,000 | 51,048,000 | 50,628,000 |
| Interest-bearing deposits | 35,077,000 | 35,371,000 | 34,990,000 | 34,544,000 |
| Noninterest-bearing deposits | 16,591,000 | 17,070,000 | 16,058,000 | 16,084,000 |
| Equity capital | 8,076,000 | 8,142,000 | 8,675,000 | 8,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,125,000 | 1,727,000 | 2,324,000 |
| Interest expense | 122,000 | 257,000 | 395,000 | 533,000 |
| Net interest income | 420,000 | 868,000 | 1,332,000 | 1,791,000 |
| Noninterest income | 41,000 | 88,000 | 132,000 | 172,000 |
| Noninterest expense | 429,000 | 860,000 | 1,293,000 | 1,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 32,000 | 96,000 | 171,000 | 204,000 |
| Income tax | 18,000 | 34,000 | 50,000 | 51,000 |
| Net income | 14,000 | 62,000 | 121,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,626,000 | 9,674,000 | 9,733,000 | 9,765,000 |