Call reports 2023
LIBERTY BANK — 2023
What LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 60,969,000 | 59,113,000 | 59,690,000 | 57,780,000 |
| Total loans | 28,385,000 | 28,160,000 | 28,529,000 | 28,280,000 |
| Allowance for loan losses | 72,000 | 77,000 | 77,000 | 69,000 |
| Securities available for sale | 23,004,000 | 22,120,000 | 21,655,000 | 21,135,000 |
| Securities held to maturity | 13,000 | 12,000 | 11,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,218,000 | 49,960,000 | 49,721,000 | 49,570,000 |
| Interest-bearing deposits | 36,077,000 | 35,160,000 | 33,978,000 | 33,943,000 |
| Noninterest-bearing deposits | 15,141,000 | 14,800,000 | 15,743,000 | 15,627,000 |
| Equity capital | 7,718,000 | 7,599,000 | 7,396,000 | 8,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,029,000 | 1,556,000 | 2,104,000 |
| Interest expense | 35,000 | 109,000 | 195,000 | 304,000 |
| Net interest income | 468,000 | 920,000 | 1,361,000 | 1,800,000 |
| Noninterest income | 42,000 | 85,000 | 127,000 | 169,000 |
| Noninterest expense | 407,000 | 788,000 | 1,185,000 | 1,599,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 98,000 | 207,000 | 293,000 | 360,000 |
| Income tax | 24,000 | 49,000 | 68,000 | 84,000 |
| Net income | 74,000 | 158,000 | 225,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,410,000 | 9,494,000 | 9,560,000 | 9,612,000 |