Call reports 2022
LIBERTY BANK — 2022
What LIBERTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 61,461,000 | 61,505,000 | 60,491,000 | 59,159,000 |
| Total loans | 27,529,000 | 27,328,000 | 26,864,000 | 27,689,000 |
| Allowance for loan losses | 64,000 | 67,000 | 68,000 | 72,000 |
| Securities available for sale | 21,004,000 | 21,802,000 | 22,217,000 | 22,954,000 |
| Securities held to maturity | 19,000 | 17,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,897,000 | 53,751,000 | 53,390,000 | 51,665,000 |
| Interest-bearing deposits | 37,930,000 | 38,138,000 | 37,899,000 | 36,600,000 |
| Noninterest-bearing deposits | 14,967,000 | 15,613,000 | 15,491,000 | 15,065,000 |
| Equity capital | 8,051,000 | 7,659,000 | 6,989,000 | 7,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 863,000 | 1,335,000 | 1,831,000 |
| Interest expense | 19,000 | 37,000 | 52,000 | 68,000 |
| Net interest income | 402,000 | 826,000 | 1,283,000 | 1,763,000 |
| Noninterest income | 41,000 | 85,000 | 137,000 | 184,000 |
| Noninterest expense | 383,000 | 793,000 | 1,209,000 | 1,621,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 8,000 |
| Pretax income | 60,000 | 114,000 | 207,000 | 318,000 |
| Income tax | 18,000 | 36,000 | 53,000 | 78,000 |
| Net income | 42,000 | 78,000 | 154,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,137,000 | 9,173,000 | 9,249,000 | 9,335,000 |