Call reports 2021
LIBERTY BANK — 2021
What LIBERTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,495,000 | 60,490,000 | 60,759,000 | 59,472,000 |
| Total loans | 30,534,000 | 29,297,000 | 28,757,000 | 28,165,000 |
| Allowance for loan losses | 90,000 | 91,000 | 98,000 | 94,000 |
| Securities available for sale | 8,771,000 | 12,452,000 | 20,482,000 | 21,346,000 |
| Securities held to maturity | 31,000 | 26,000 | 23,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,410,000 | 51,346,000 | 51,716,000 | 50,538,000 |
| Interest-bearing deposits | 35,929,000 | 37,077,000 | 37,083,000 | 36,743,000 |
| Noninterest-bearing deposits | 13,481,000 | 14,269,000 | 14,633,000 | 13,795,000 |
| Equity capital | 8,982,000 | 9,040,000 | 8,956,000 | 8,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 879,000 | 1,308,000 | 1,736,000 |
| Interest expense | 30,000 | 55,000 | 79,000 | 100,000 |
| Net interest income | 414,000 | 824,000 | 1,229,000 | 1,636,000 |
| Noninterest income | 35,000 | 74,000 | 114,000 | 166,000 |
| Noninterest expense | 414,000 | 825,000 | 1,240,000 | 1,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 73,000 | 103,000 | 139,000 |
| Income tax | 16,000 | 34,000 | 50,000 | 30,000 |
| Net income | 19,000 | 39,000 | 53,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,006,000 | 9,025,000 | 9,039,000 | 9,095,000 |