Call reports 2020
LIBERTY BANK — 2020
What LIBERTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,892,000 | 55,127,000 | 56,024,000 | 57,330,000 |
| Total loans | 32,705,000 | 33,469,000 | 33,098,000 | 31,682,000 |
| Allowance for loan losses | 108,000 | 110,000 | 110,000 | 90,000 |
| Securities available for sale | 5,247,000 | 5,081,000 | 4,786,000 | 4,563,000 |
| Securities held to maturity | 49,000 | 45,000 | 40,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,804,000 | 45,940,000 | 46,811,000 | 48,090,000 |
| Interest-bearing deposits | 32,154,000 | 33,416,000 | 34,154,000 | 35,397,000 |
| Noninterest-bearing deposits | 10,650,000 | 12,524,000 | 12,657,000 | 12,693,000 |
| Equity capital | 8,950,000 | 9,026,000 | 9,042,000 | 9,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 973,000 | 1,442,000 | 1,893,000 |
| Interest expense | 53,000 | 104,000 | 153,000 | 192,000 |
| Net interest income | 449,000 | 869,000 | 1,289,000 | 1,701,000 |
| Noninterest income | 23,000 | 58,000 | 95,000 | 147,000 |
| Noninterest expense | 448,000 | 871,000 | 1,301,000 | 1,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 56,000 | 83,000 | 116,000 |
| Income tax | 0 | 0 | 0 | -17,000 |
| Net income | 24,000 | 56,000 | 83,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,876,000 | 8,908,000 | 8,935,000 | 8,985,000 |
| Total capital | — | 9,018,000 | 9,045,000 | 9,075,000 |
| Risk-weighted assets | — | 29,059,000 | 29,114,000 | 28,170,000 |