Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,260,000 | 54,212,000 | 53,546,000 | 52,695,000 |
| Total loans | 33,262,000 | 33,018,000 | 33,779,000 | 33,828,000 |
| Allowance for loan losses | 106,000 | 95,000 | 95,000 | 105,000 |
| Securities available for sale | 6,850,000 | 6,573,000 | 6,273,000 | 6,110,000 |
| Securities held to maturity | 94,000 | 83,000 | 78,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,040,000 | 44,931,000 | 44,165,000 | 43,163,000 |
| Interest-bearing deposits | 36,147,000 | 35,299,000 | 34,268,000 | 33,320,000 |
| Noninterest-bearing deposits | 8,893,000 | 9,632,000 | 9,897,000 | 9,843,000 |
| Equity capital | 8,161,000 | 8,218,000 | 8,295,000 | 8,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,068,000 | 1,610,000 | 2,146,000 |
| Interest expense | 31,000 | 61,000 | 98,000 | 133,000 |
| Net interest income | 498,000 | 1,007,000 | 1,512,000 | 2,013,000 |
| Noninterest income | 38,000 | 64,000 | 106,000 | 160,000 |
| Noninterest expense | 449,000 | 889,000 | 1,331,000 | 1,787,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 32,000 |
| Pretax income | 86,000 | 181,000 | 286,000 | 354,000 |
| Income tax | 7,000 | 15,000 | 26,000 | 30,000 |
| Net income | 79,000 | 166,000 | 260,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,338,000 | 8,424,000 | 8,519,000 | 8,583,000 |
| Total capital | 8,444,000 | 8,519,000 | 8,614,000 | 8,688,000 |
| Risk-weighted assets | 27,881,000 | 29,327,000 | 29,815,000 | 29,055,000 |