Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,594,000 | 53,087,000 | 53,478,000 | 53,130,000 |
| Total loans | 32,689,000 | 32,895,000 | 32,718,000 | 33,040,000 |
| Allowance for loan losses | 98,000 | 102,000 | 72,000 | 105,000 |
| Securities available for sale | 8,248,000 | 7,934,000 | 7,549,000 | 7,208,000 |
| Securities held to maturity | 169,000 | 150,000 | 140,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,492,000 | 44,368,000 | 44,114,000 | 43,803,000 |
| Interest-bearing deposits | 36,560,000 | 35,864,000 | 35,504,000 | 34,924,000 |
| Noninterest-bearing deposits | 8,932,000 | 8,504,000 | 8,610,000 | 8,879,000 |
| Equity capital | 8,000,000 | 8,089,000 | 8,161,000 | 8,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,021,000 | 1,543,000 | 2,050,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 120,000 |
| Net interest income | 481,000 | 961,000 | 1,454,000 | 1,930,000 |
| Noninterest income | 38,000 | 76,000 | 86,000 | 116,000 |
| Noninterest expense | 439,000 | 881,000 | 1,313,000 | 1,777,000 |
| Provision for loan losses | 0 | 4,000 | -15,000 | 18,000 |
| Pretax income | 80,000 | 152,000 | 242,000 | 251,000 |
| Income tax | 9,000 | 18,000 | 33,000 | -38,000 |
| Net income | 71,000 | 134,000 | 209,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,030,000 | 8,093,000 | 8,168,000 | 8,248,000 |
| Total capital | 8,128,000 | 8,195,000 | 8,240,000 | 8,353,000 |
| Risk-weighted assets | 27,621,000 | 27,712,000 | 27,416,000 | 27,947,000 |