Call reports 2025
NORTHUMBERLAND NATIONAL BANK, THE — 2025
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 681,236,000 | 684,477,000 |
| Total loans | 444,399,000 | 446,289,000 |
| Allowance for loan losses | 3,870,000 | 3,866,000 |
| Securities available for sale | 168,571,000 | 163,284,000 |
| Securities held to maturity | 2,569,000 | 2,573,000 |
| Trading assets | 0 | 0 |
| Total deposits | 602,911,000 | 603,672,000 |
| Interest-bearing deposits | 458,274,000 | 459,825,000 |
| Noninterest-bearing deposits | 144,637,000 | 143,847,000 |
| Equity capital | 55,985,000 | 58,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 7,157,000 | 14,676,000 |
| Interest expense | 2,974,000 | 5,987,000 |
| Net interest income | 4,183,000 | 8,689,000 |
| Noninterest income | 994,000 | 2,059,000 |
| Noninterest expense | 4,157,000 | 8,219,000 |
| Provision for loan losses | 7,000 | 7,000 |
| Pretax income | 1,013,000 | 2,522,000 |
| Income tax | 145,000 | 395,000 |
| Net income | 868,000 | 2,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 67,609,000 | 68,497,000 |
| Total capital | 71,729,000 | 72,613,000 |
| Risk-weighted assets | 438,403,000 | 430,217,000 |