Call reports 2024
NORTHUMBERLAND NATIONAL BANK, THE — 2024
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 694,210,000 | 685,764,000 | 691,839,000 | 659,685,000 |
| Total loans | 435,388,000 | 438,398,000 | 433,794,000 | 432,980,000 |
| Allowance for loan losses | 3,954,000 | 3,912,000 | 3,893,000 | 3,869,000 |
| Securities available for sale | 180,658,000 | 183,396,000 | 182,047,000 | 172,275,000 |
| Securities held to maturity | 3,536,000 | 2,557,000 | 2,561,000 | 2,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,435,000 | 611,850,000 | 612,484,000 | 583,971,000 |
| Interest-bearing deposits | 480,773,000 | 470,871,000 | 472,322,000 | 445,711,000 |
| Noninterest-bearing deposits | 139,662,000 | 140,979,000 | 140,162,000 | 138,260,000 |
| Equity capital | 50,989,000 | 50,978,000 | 55,655,000 | 53,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,915,000 | 14,102,000 | 21,622,000 | 28,941,000 |
| Interest expense | 3,028,000 | 6,325,000 | 9,669,000 | 12,900,000 |
| Net interest income | 3,887,000 | 7,777,000 | 11,953,000 | 16,041,000 |
| Noninterest income | 1,092,000 | 2,161,000 | 3,692,000 | 4,746,000 |
| Noninterest expense | 4,634,000 | 9,159,000 | 14,293,000 | 18,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 779,000 | 1,352,000 | 2,102,000 |
| Income tax | 7,000 | 32,000 | 49,000 | 171,000 |
| Net income | 338,000 | 747,000 | 1,303,000 | 1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,848,000 | 66,127,000 | 66,483,000 | 66,791,000 |
| Total capital | 70,052,000 | 70,289,000 | 70,626,000 | 70,910,000 |
| Risk-weighted assets | 434,467,000 | 429,079,000 | 428,110,000 | 419,995,000 |