Call reports 2023
NORTHUMBERLAND NATIONAL BANK, THE — 2023
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 687,487,000 | 673,937,000 | 660,633,000 | 667,962,000 |
| Total loans | 418,027,000 | 419,015,000 | 423,151,000 | 429,800,000 |
| Allowance for loan losses | 4,081,000 | 4,061,000 | 4,037,000 | 4,023,000 |
| Securities available for sale | 203,194,000 | 193,405,000 | 181,995,000 | 184,626,000 |
| Securities held to maturity | 2,041,000 | 9,890,000 | 5,971,000 | 4,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,449,000 | 601,631,000 | 591,488,000 | 593,846,000 |
| Interest-bearing deposits | 461,587,000 | 460,070,000 | 452,079,000 | 452,940,000 |
| Noninterest-bearing deposits | 151,862,000 | 141,561,000 | 139,409,000 | 140,907,000 |
| Equity capital | 49,731,000 | 47,526,000 | 43,935,000 | 51,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,996,000 | 12,296,000 | 18,862,000 | 25,320,000 |
| Interest expense | 2,039,000 | 4,256,000 | 6,631,000 | 9,246,000 |
| Net interest income | 3,957,000 | 8,040,000 | 12,231,000 | 16,074,000 |
| Noninterest income | 1,004,000 | 2,022,000 | 3,058,000 | 4,077,000 |
| Noninterest expense | 4,550,000 | 9,133,000 | 13,612,000 | 17,595,000 |
| Provision for loan losses | -55,000 | -70,000 | -70,000 | -48,000 |
| Pretax income | 150,000 | 683,000 | 1,431,000 | 2,288,000 |
| Income tax | -31,000 | 19,000 | 111,000 | 229,000 |
| Net income | 181,000 | 664,000 | 1,320,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,697,000 | 64,656,000 | 65,012,000 | 65,750,000 |
| Total capital | 69,028,000 | 68,967,000 | 69,299,000 | 70,023,000 |
| Risk-weighted assets | 415,449,000 | 416,005,000 | 391,332,000 | 418,545,000 |