Call reports 2022
NORTHUMBERLAND NATIONAL BANK, THE — 2022
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 694,018,000 | 705,042,000 | 687,916,000 | 684,076,000 |
| Total loans | 393,664,000 | 418,342,000 | 419,176,000 | 421,996,000 |
| Allowance for loan losses | 3,735,000 | 3,736,000 | 3,682,000 | 3,641,000 |
| Securities available for sale | 247,929,000 | 237,040,000 | 218,163,000 | 214,045,000 |
| Securities held to maturity | 778,000 | 2,033,000 | 2,036,000 | 2,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,430,000 | 645,169,000 | 639,747,000 | 622,282,000 |
| Interest-bearing deposits | 484,309,000 | 489,378,000 | 484,692,000 | 471,642,000 |
| Noninterest-bearing deposits | 154,121,000 | 155,792,000 | 155,055,000 | 150,640,000 |
| Equity capital | 53,740,000 | 49,666,000 | 43,608,000 | 47,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,522,000 | 9,335,000 | 15,287,000 | 21,081,000 |
| Interest expense | 517,000 | 1,084,000 | 1,966,000 | 3,471,000 |
| Net interest income | 4,005,000 | 8,251,000 | 13,321,000 | 17,610,000 |
| Noninterest income | 1,062,000 | 2,087,000 | 3,083,000 | 4,079,000 |
| Noninterest expense | 4,392,000 | 8,667,000 | 13,005,000 | 17,466,000 |
| Provision for loan losses | 250,000 | 250,000 | 200,000 | 158,000 |
| Pretax income | 428,000 | 1,418,000 | 3,164,000 | 4,030,000 |
| Income tax | 12,000 | 142,000 | 436,000 | 546,000 |
| Net income | 416,000 | 1,276,000 | 2,728,000 | 3,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,688,000 | 63,408,000 | 64,349,000 | 65,411,000 |
| Total capital | 66,423,000 | 67,144,000 | 68,031,000 | 69,052,000 |
| Risk-weighted assets | 397,135,000 | 422,689,000 | 420,843,000 | 421,434,000 |