Call reports 2021
NORTHUMBERLAND NATIONAL BANK, THE — 2021
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 630,763,000 | 653,249,000 | 685,863,000 | 695,091,000 |
| Total loans | 366,713,000 | 365,468,000 | 369,583,000 | 383,253,000 |
| Allowance for loan losses | 3,748,000 | 3,699,000 | 3,700,000 | 3,481,000 |
| Securities available for sale | 199,894,000 | 231,706,000 | 247,067,000 | 255,442,000 |
| Securities held to maturity | 1,013,000 | 1,012,000 | 1,011,000 | 779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,821,000 | 588,981,000 | 621,211,000 | 629,607,000 |
| Interest-bearing deposits | 422,338,000 | 445,100,000 | 469,344,000 | 476,535,000 |
| Noninterest-bearing deposits | 145,483,000 | 143,880,000 | 151,867,000 | 153,072,000 |
| Equity capital | 60,222,000 | 61,221,000 | 61,471,000 | 62,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,556,000 | 9,062,000 | 13,645,000 | 18,170,000 |
| Interest expense | 665,000 | 1,218,000 | 1,766,000 | 2,311,000 |
| Net interest income | 3,891,000 | 7,844,000 | 11,879,000 | 15,859,000 |
| Noninterest income | 1,468,000 | 2,663,000 | 4,064,000 | 5,416,000 |
| Noninterest expense | 4,173,000 | 8,308,000 | 12,452,000 | 16,157,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | -194,000 |
| Pretax income | 1,231,000 | 2,342,000 | 3,651,000 | 5,519,000 |
| Income tax | 190,000 | 355,000 | 557,000 | 874,000 |
| Net income | 1,035,000 | 1,981,000 | 3,088,000 | 4,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,654,000 | 60,240,000 | 61,046,000 | 62,596,000 |
| Total capital | 63,402,000 | 63,939,000 | 64,746,000 | 66,077,000 |
| Risk-weighted assets | 353,531,000 | 357,607,000 | 366,896,000 | 383,136,000 |