Call reports 2017
NORTHUMBERLAND NATIONAL BANK, THE — 2017
What NORTHUMBERLAND NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 495,846,000 | 504,705,000 | 511,724,000 | 507,704,000 |
| Total loans | 303,063,000 | 316,930,000 | 319,762,000 | 322,870,000 |
| Allowance for loan losses | 2,769,000 | 2,919,000 | 2,903,000 | 2,910,000 |
| Securities available for sale | 152,955,000 | 148,864,000 | 146,532,000 | 144,923,000 |
| Securities held to maturity | 853,000 | 853,000 | 852,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,691,000 | 453,852,000 | 460,087,000 | 453,411,000 |
| Interest-bearing deposits | 368,616,000 | 372,739,000 | 380,594,000 | 375,155,000 |
| Noninterest-bearing deposits | 77,075,000 | 81,113,000 | 79,494,000 | 78,256,000 |
| Equity capital | 48,354,000 | 48,949,000 | 49,410,000 | 48,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 8,126,000 | 12,472,000 | 16,864,000 |
| Interest expense | 612,000 | 1,287,000 | 2,034,000 | 2,833,000 |
| Net interest income | 3,324,000 | 6,839,000 | 10,438,000 | 14,031,000 |
| Noninterest income | 848,000 | 1,645,000 | 2,480,000 | 3,510,000 |
| Noninterest expense | 3,390,000 | 7,031,000 | 10,476,000 | 14,080,000 |
| Provision for loan losses | 0 | 177,000 | 227,000 | 227,000 |
| Pretax income | 769,000 | 1,264,000 | 2,213,000 | 3,203,000 |
| Income tax | 134,000 | 164,000 | 363,000 | 1,174,000 |
| Net income | 634,000 | 1,099,000 | 1,848,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,722,000 | 50,937,000 | 51,446,000 | 51,867,000 |
| Total capital | 53,491,000 | 53,856,000 | 54,349,000 | 54,777,000 |
| Risk-weighted assets | 266,383,000 | 279,240,000 | 282,348,000 | 283,226,000 |